📜 Terms of Service

Please read these terms carefully before using our website.

Last Updated: June 2025

1. Acceptance of Terms

By accessing and using the YOWAMCA website (yowamca.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

YOWAMCA provides a platform for:

3. Member Accounts

3.1 Account Creation

To access certain features, you must create an account. You agree to provide accurate and complete information during registration and to update your information as needed.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate accounts that violate our terms, including but not limited to:

4. User Content and Conduct

4.1 Content Ownership

You retain ownership of the content you submit to our platform. However, by submitting content, you grant us a non-exclusive, royalty-free license to display, distribute, and promote your content on our website.

4.2 Prohibited Content

You may not post or transmit content that is:

4.3 User Conduct

You agree to use our platform responsibly and ethically. You may not:

5. Disclaimer of Warranties

YOWAMCA provides our website and services "as is" and "as available" without warranties of any kind. We do not guarantee that:

6. Limitation of Liability

YOWAMCA shall not be liable for any damages arising from your use of our website, including but not limited to:

Our liability is limited to the fullest extent permitted by law.

7. Disclaimer of Member Transactions

Important: YOWAMCA is a networking and visibility platform. We are not a party to any agreements, transactions, or interactions between members. We are not responsible for:

Users are strongly encouraged to exercise due diligence and discretion when engaging with other members. We recommend verifying credentials, checking references, and conducting independent research before entering into any agreements.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. You access them at your own risk.

9. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of YOWAMCA or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express permission.

10. Indemnification

You agree to indemnify and hold YOWAMCA harmless from any claims, damages, losses, or expenses arising from your use of our website, your violation of these terms, or your infringement of any third-party rights.

11. Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the new terms.

12. Governing Law

These Terms of Service are governed by the laws of Nigeria. Any disputes arising from these terms shall be resolved in the courts of Nigeria.

13. Termination

We may terminate your access to our website and services at any time, with or without cause, with or without notice. Upon termination, your right to use the website will immediately cease.

14. Contact Information

For any questions about these Terms of Service, please contact us:

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